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EIGHT months into 2022, it has been a bad year for the capital markets. Equities performed poorly and many funds have underperformed in large part due to the global sell-off resulting from monetary tightening policies, high inflation and geopolitical issues.

Take popular app-based brokerage Robinhood Markets Inc, for instance. It is now shedding 23% of its workforce as it has lost seven million retail investor users (almost one third of total users) in the span of one year.

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